> ## Documentation Index
> Fetch the complete documentation index at: https://docs.zenobank.io/llms.txt
> Use this file to discover all available pages before exploring further.

# Fees

> A transparent breakdown of Zeno's payment processing fees.

## Crypto Payment Fees

### Base Fee

We charge a **0.1% fee** on each payment. The fee is deducted after each sweep , when funds are moved from the intermediary wallet to you, we send you 99.9% of the amount and keep 0.1%.

### Network Fees

In addition to the base fee, **network fees apply when sweeping funds** from the intermediary wallet to your destination wallet.

On most chains, these fees are so small they are practically imperceptible. However, on networks like Tron, fees can be notably higher.

### Binance Pay

Binance Pay transactions have a **0% fee**. Funds are received directly into your Binance account with no intermediaries involved. Charging a fee here would unnecessarily complicate our fee structure, so we simply don't.

### Lightning Network

Payments over the Lightning Network carry a **0.35% fee** instead of the standard 0.1%. This higher rate is necessary to cover the cost of managing Lightning Network liquidity, which requires significant operational effort.

## Withdrawals

The fee for each withdrawal is **\$1 + network fees**.

If you use **bring your own wallet mode**, funds are received directly in your wallet, so no withdrawal fee applies.