> ## Documentation Index
> Fetch the complete documentation index at: https://docs.zenobank.io/llms.txt
> Use this file to discover all available pages before exploring further.

# Quick Start

> Accept crypto payments with 0.1% fees, instant payouts, and no chargebacks.

Zeno Bank is a payment gateway that lets you accept **crypto payments with very low fees**. We're not here to replace your existing payment gateway. We're here to **complement it**.

We **abstract the complexity of crypto** so you can enjoy its benefits without worrying about the technical details.

## Why Accept Crypto?

### No More Frozen Accounts

You built your business from scratch. Late nights, sacrifices, **years of hard work**. Then one morning, **your payment gateway freezes your account** for suspicious activity. Now **you can't process any more payments**, but your bills don't stop. There's nothing you can do about it but wait for a reply to your appeal

### Lower Fees

Traditional gateways charge 3% on average, sometimes up to 10%. We charge just **0.1%**. That's **30x less**.

Imagine reinvesting that 3% back into your business. **The compound effect over 5 years would be massive.** It's like going to the gym. You don't see results right away, but they add up.

### Reach Global Customers

Millions of people in Latin America and Africa use apps like Binance to protect their savings in USDT from hyperinflation. **Most of them don't even know they're using crypto.** They just know their money holds its value because 1 USDT = 1 USD. By accepting crypto, you **unlock access to this massive market** of customers who are already spending in stablecoins every day but can't reach you through traditional payment methods.

### No More Fraud

Fraudulent returns cost US retailers [**\$76.5 billion a year**](https://www.forbes.com/sites/pamdanziger/2026/02/16/fraud-is-only-the-tip-of-retails-850-billion-returns-challenge/) according to Forbes. Amazon had to cut back its return program because people kept abusing it.

The same happens to you. A customer opens a PayPal dispute, and **PayPal always sides with the customer**. Too many disputes? They close your account.

With crypto, **payments are final**. You're in control. You decide whether to issue a refund or not

### Get Paid Immediately

No more waiting days or weeks. **You get paid in minutes.** Reinvest in ads, pay suppliers, move faster. Old payment rails no longer slow you down.

## Big Players Are Already Using Crypto

**PayPal, Revolut, and many more** are already processing payments through crypto. The biggest companies in fintech are betting on it. The question is: why aren't you?

## The Future Is Already Here

Stablecoin adoption is **growing rapidly year over year**. The only reason not to accept crypto is if you want to fall behind.

## Supported Platforms

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